In a Reddit post, a 36-year-old man from North Delhi shared how losing his job may have been a blessing in disguise — thanks to solid financial planning and steady passive income.
“I really don’t want to go back to my job anymore,” he wrote, explaining how his previous role caused extreme stress and even nightmares. With a supportive family behind him and a secure financial setup, he’s choosing not to re-enter the workforce.
The Redditor lives with his wife, daughter, mother, and has a second child on the way. His family’s monthly expenses — including groceries, utilities, school fees, medical, outings, and travel — total around ₹85,000 to ₹90,000.
Despite the job loss, his passive income from various assets comfortably covers his needs:
- ₹1.2 lakh/month from seven rental properties
- ₹40,000–₹45,000/month in dividends from a ₹2.5 crore portfolio
- ₹6,000/month from fixed deposits and bank interest
In total, he generates ₹1.5–₹1.6 lakh per month, giving him a strong buffer.
He also holds ₹65–70 lakh in cash, of which ₹15–20 lakh is set aside for health emergencies and childbirth expenses. The rest will go toward completing payment for three under-construction properties worth ₹1.5 crore — with ₹80 lakh still pending over the next 2–3 years.
While he’s considering cutting back on discretionary expenses like travel and school fees, he says the family is largely at peace. His wife is relieved that he will now be more present at home, and his mother encourages him by saying, “Jo hua acche ke liye hua.”
The post has resonated with thousands online, offering a grounded example of life after layoff — without panic, without debt, and without rushing back into burnout.